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Securities offered through Ogilvie Security Advisors Corp., 71 S. Wacker Drive, Ste 3025, Chicago, IL 60606, (312) 335-5476. Member NASD/SIPC (The NASD's web site may be accessed at www.NASD.com. SIPC site available at www.SIPC.org). Representatives licensed for securities in the following states: CA, CO, CT, DC, FL, GA, IL, ME, MA, MI, NH, NJ, NY, PA, RI, TX, VA, VT, WV. Not all representatives are licensed in all states. This communication is strictly for individuals residing in those states. No offers for variable products may be made or accepted from any resident outside the specific states referenced, and they may only be made or accepted by representatives properly licensed in the appropriate state. Ogilvie Security Advisors Corp. and Summit Financial Corporation are independently owned and operated. A broker/dealer, its agents or investment advisors (IA), do not give legal advice or draw up legal documents. Consult with your tax advisors and/or your attorney for specific strategies relating to tax or legal advice.